A village gets submerged if its elevation above mean sea level is less than the flood level of 525 m.
Given the contour interval is 25 m:
Village P: Lies inside the 550 m contour line (specifically enclosed by the higher inner contour of 575 m), so its elevation is >550 m. It will not be submerged.
Village Q: Lies above the 550 m contour region, with an elevation >525 m. It will not be submerged.
Village R: Located between the lower contours (450 m to 500 m), so its elevation is <525 m. It will get submerged.
Village S: Located near the 450 m to 475 m contour line (below the 500 m line), so its elevation is <525 m. It will get submerged.
Village T: Located outside and below the 500 m to 525 m contour line, so its elevation is <525 m. It will get submerged.
Thus, the villages that get submerged are R, S, and T.
Therefore, option (C) is correct.